Mortgages
We can help you get the right home loan
Wherever you are on your home loan journey, there’s plenty your home loan can do to help you achieve your financial goals. We’re here to make sure that your mortgage is set up right to deliver the best results.
Why choose Mortgage Sure?
We don’t just understand home loans: we take time to understand what works for you. Whether you’re buying your first property, upsizing or an investor looking to build a portfolio of properties – we’re 100 percent focused on providing the support you need.
Get in touch with the friendly team at Mortgage Sure and we’ll talk you through how we can help. We’ll ask you to tell us what success looks like for you, then we’ll help you work out how your mortgage can support you today, tomorrow, and 20 years down the road. We’ll use our expertise to find the right finance options to meet your goals.
We have access to mortgage products from a wide range of reputable lenders. That means we can offer you variety and flexibility to provide solutions where one bank or lender may not be able to. By having lots of options on the table, we can find you the best interest rate for your individual circumstances. We’re happy to negotiate the best deal, so you can be confident your home loan ticks all the boxes.
We’re not just with you today – we’re with you wherever you are on your home loan journey. That’s the Mortgage Sure difference.
How much can you afford to borrow?
Our mortgage repayment calculator is a quick and easy way to calculate your what your repayments will be. If you want quick results, you can find our calculator here, or book an appointment with our team to review all your options.
What would you like to do with your home loan?
Having the right home loan can make it easier to realise your financial and lifestyle goals. Talk to our friendly team of mortgage advisers about what you want to achieve, and we can help you find the right mortgage solution for you.
From building a new house to buying an existing house; from buying a car to renovating your property; from building equity for retirement to investing in property. There are so many possibilities with the right home loan solution.
Refinance your home loan
Many homeowners have a mortgage for over 15 years. As your circumstances change, it’s important to remember you can restructure and refinance your home loan to support your lifestyle and/or pay off your home loan faster.
If you want to top up your home loan, downsize your home loan, make a lump sum payment, move to a lower interest rate; or consolidate your debt: get in touch. Why not tap into the expertise of the Mortgage Sure team and ask us to take a look at your home loan today? Take a look at your refinance options or talk to our team today about how we can help.
Build your new home with a construction home loan
There are so many benefits to building a home of your own. If you want to invest in a new build, we can help you find the right mortgage solution to support you while your new home is under construction.
We work with a reputable group of lenders who offer a range of construction home loan solutions. If you’re ready to build, we can help you negotiate the best home loan deals before and after you move into your new home.
Home loans for investment properties
Would you like to explore property investment? If you’re thinking of becoming a property investor, the team at Mortgage Sure can help. We’ll talk you through the finance requirements and show you how to use the equity in your existing home to start your portfolio.
Loans to support small business growth
If your business is increasing in size, you may need an injection of cash to help you fund the next phase of your growth. Mortgage Sure Advisers can help you find the best finance solution for your small business.
We work with a group of lenders who offer a range of small business loans. Contact us today and we’ll help you find the right option to support your business.
What kind of home loan is right for you?
With a team of trusted lending partners, Mortgage Sure offers our customers access to a range of home loan options that allow us to be flexible to both your needs and circumstances.
We work with you to find you the right type of home loan and loan structure that best suits you, or tell us what you want to achieve and we’ll find you the best mortgage solution possible.
FAQs
Refinancing refers to paying out your current loan and replacing it with one that is more aligned to your goals and objectives. Refinancing can save you money through lower rates, help you take advantage of different loan features and improve your overall financial position.
We will discuss this throughout the process with you. However, you won’t receive a final interest rate offer from your bank or lender until your loan application is unconditional. At this point, we will sit down with you and present you a loan structure based on your needs and objectives.
A mortgage is the name of the document the bank or lender uses to take security over your property you are purchasing or already own. So, when you are applying for a ’mortgage’, as many people say, you are not actually applying for a mortgage, you are applying for a home loan.
There is no difference.
When applying for a loan to renovate your home, banks and lenders will generally want you to provide a full application. Therefore, working with a mortgage adviser is the best way to keep this process as simple as possible.
The short answer to this question is, yes, however if you already have a relationship with an existing mortgage adviser, this should be streamlined given they will already hold your details. They will still however need to understand your current position and the purpose of the lending.
Not necessarily. We will review your situation and work with you to find a suitable option from the large panel of banks and lenders we work with. Criteria varies between lenders, and although one may decline your application another maybe be able to provide you with an approval.
That sounds great! A holiday home in most cases is considered an owner-occupied property, which means you can borrow up to 80% of the property’s value. To get an application together, get in touch with a mortgage adviser who will help you through the process.
A financial adviser that specialises in lending.
We can find you a home loan to suit your needs
Talk to one of our mortgage advisers to find out what type of loan and structure best suits your personal circumstances and your goals.
