Our services are free.

There is no difference.

A financial adviser that specialises in lending.

If you are newly self-employed or if you don’t have current financials, it can be difficult getting a loan approved. We deal with specialist lenders that offer loans for the self-employed when a bank says no.

We can work with customers with a deposit as low as 5% of the purchase price.

Not necessarily. We will analyse your situation and work with you to find a suitable option from our large range of lenders. Each lender has different criteria and while one may decline your application another may be happy to offer an approval for you.

Getting mortgage approval starts with understanding your financial situation and meeting lending criteria. Our advisers can guide you through the process, helping you prepare all the necessary documents so you know exactly how to get mortgage approval efficiently.

Lenders in Gisborne and across New Zealand assess applications based on income, savings, credit history, and property value. Our team can help you understand mortgage lending criteria in nz and improve your chances of approval.

Yes! If you need short-term finance to bridge the gap between selling and buying a property, or finance to build a new home, our team can help you explore bridging loans or new build loans. Learn more on our Bridging Loans page or Construction Loans page.