LandlordPlan

If you are a landlord then this comprehensive insurance product is for you. The protection that LandlordPlan offers is additional to that of a house insurance policy.

LandlordPlan offers you the financial protection you need against the loss or damage to your property as a result of malicious damage, vandalism or theft by your tenant(s).

Loss of rental income is also covered!

This means you keep on receiving the rental income you have counted on receiving, for the time it takes to make repairs to the property and/or the time it takes to get a tenant back into your property.

You will have protection against

Event Maximum limit any one event Excess
Property damage being malicious damage, vandalism or theft by your tenant(s) $30,000 $ 250
Loss of rent if your property becomes un-tenantable as a result of property damage caused by your tenant(s). 26 weeks rent at full rent
plus 13 weeks rent at 75%
plus 13 weeks rent at 50%
$ 250
Loss of rent following prevention of access or failure of public utilities. 8 weeks rent $ 250
Loss of rent due to non- payment by the tenant(s) following their vacating your property without giving the required notice. 8 weeks rent $ 250
Loss of rent following eviction of your tenant(s) from your property following non-payment of rent. 8 weeks at full rent plus 4
weeks rent at 75% plus 4
weeks rent at 50%
$ 250
a) Accidental physical loss or damage to your tenant(s) property for which you are legally liable. $ 1,000,000 $ 250
b) Accidental bodily injury to your tenant(s) at your property for which you are legally liable. $ 100,000 $ 250
c) Defence costs in relation to (a) & (b) above. Included within the limits applying to (a) and/or (b) $ 250